At P & T Financial, we return the full market potential for unwanted or unneeded life insurance policies to the policy holder.

Often, the full market value of an unwanted life insurance policy is 4-5 times its cash value. P & T Financial searches the full market of institutional investors to find the maximum value for each policy.

If you, or a client you advise, is 70 years of age with a life insurance policy of $250,000 or more, we can maximize that asset’s current value in the secondary market.

The need for life insurance changes over time and with circumstances. Rather than let a policy lapse or be surrendered for its minimum cash value, a Senior Life Settlement can provide a profitable alternative.

For years, P & T Financial has been the trusted partner for financial advisers and policy owners for Senior Life Settlements. Contact us toll free at 877/591-6102 or click Qualifying Worksheet and submit your policy information for review.